Retirement Planning

Whether you want to retire in the next few months, sometime down the road or are already retired, it’s time to plan for the retirement lifestyle you want.

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At Achieva Wealth Advisors, we understand how important retirement financial planning is – and more importantly, how to analyze both your current financial situation and your goals to determine how to build a bridge between the two.

We start by learning exactly what you want your money to do. Do you need it to pay the bills? Take care of a spouse or other family members? Want to travel? Leave money to your heirs? Everyone’s dream is different.

Next, an income cash-flow analysis will be completed to see if your needs will be met with your existing income flow. We’ll also talk about your risk tolerance and learn exactly what you want your money to do. We can run income stress tests, examining different financial scenarios so your retirement plan can take contingencies into account.

Once we fully understand your needs, we’ll guide you through your asset management options and choices. You’ll learn what it takes to meet your goals. You might be able to meet them easily or you may need to reduce expenses or work longer. We’ll also guide you through the financial and tax implications of your plan.

Ultimately, you’ll end up with a retirement plan as individualized as you. We’ll continue to monitor your investments to ensure they stay aligned with your needs, goals and market conditions.

We specialize in helping members with Florida’s Deferred Retirement Option Program (DROP). If you are an eligible Florida Retirement System (FRS) Pension Plan member, you can roll over your DROP funds into one of several qualified options. DROP gives you the security of a monthly retirement check combined with an extra pot of money that you can control with a direct rollover.

Our Retirement Financial Planning services include:

  • Deferred Retirement Option Program (DROP) rollovers
  • Retirement plan rollovers
  • Individual Retirement Accounts (IRAs), including traditional, Roth, rollover and spousal IRAs
  • Business retirement accounts including 401(k), 403(b), Simplified Employee Pensions (SEPs), Savings Incentive Match Plan for Employees (SIMPLEs), Tax-Sheltered Annuities (TSAs), non-qualified deferred compensation plans and non-qualified accumulation plans

Contact

1-727-443-8019 WealthAdvisors@achievacu.com
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